Welcome to Home
& Commercial Mortgages Limited


Welcome to your
Your Partner in Navigating the Complex World of Property Financing
Whether you’re stepping onto the property ladder, expanding your investment portfolio, or securing premises for your business, our expert team is dedicated to securing the best financial outcomes for you.
Approach
Finding out about you and your needs
Our aim is to find out about you, your current situation, the type and cost of the property you would like to buy or remortgage.
Searching for the most suitable product
Once we understand your situation, our experts will search through mortgage products in aim to find the suitable one.
Presenting you with the solution
Once we’re happy that we have the right solution for your needs, we’ll present this to you in an easy to understand document.
About Us
Empowering us to provide guidance that’s not just expert
Established in Portsmouth, Home & Commercial Mortgages Limited has carved a niche in the mortgage industry with over 30 years of unmatched service. Our affiliation with HL Partnership Limited ensures that we operate within a framework of integrity and compliance, offering you reliable services.

Our Services
What we offer
Mortgages
Our services are to simplify this process. Whether you need guidance on first-time buying, remortgaging, buy-to-let, or commercial mortgages, our advisors use their in-depth market knowledge to find you the most suitable rates and terms. We believe in making your property ambitions achievable with the right financial support.
Insurance
Protecting your property and possessions is vital, and so is choosing the right policy. We help you compare and select from a wide range of insurers to find coverage that fits your life and your budget. From standard home insurance to more complex commercial property insurance, we ensure your peace of mind.
Protection
Life’s unpredictabilities shouldn’t compromise your financial security. Our range of protection services includes life insurance, critical illness cover, and income protection. Tailored to your specific needs, these solutions ensure that you and your loved ones are protected against the financial impact of unexpected life events.
Testimonials
What our clients say about us
EXCELLENT Based on 21 reviews Elliott Roch30 April 2024Trustindex verifies that the original source of the review is Google. Mark and Rhiannon are the best. Cannot reccomend them enough. Very knowledgable and always feel in safe hands with them. Charlie Bronson28 March 2023Trustindex verifies that the original source of the review is Google. Spoke to Becky very helpful 5* Bradley Hill15 February 2023Trustindex verifies that the original source of the review is Google. Extremely knowledgeable and friendly staff. Nothing ever seemed too much. A special thank you to Becki and Mark Stuart Platts5 December 2022Trustindex verifies that the original source of the review is Google. My bank let me down on my morgage, and I was abroad, called with my requirements and Becki had my morgage sorted the next day. I am now in my property thanks to HCM. Highly recommended. Beverley Thompson6 August 2022Trustindex verifies that the original source of the review is Google. They really know their stuff, made it such a smooth and stress free experience from beginning to end. So helpful every step of the way. Will be my go to for all my financial needs in future. Marius 0001 May 2022Trustindex verifies that the original source of the review is Google. I have contacted a few mortgage advisors before buying my house, as my previous experiences with mortgage advisors were not great. When I first walked into HCM’s office it gave me a feeling of security and reassurance and I was definitely right about it. Becki who was my mortgage advisor talked me through the whole process and explained to me about all the fees and all the steps I need to take. The entire process of buying a house was hassle and stress free and went exactly as they said it will. Every time I walked into their office I felt welcomed and they made time for me (even if I came unannounced). It was a great experience and I want to say a big thank you to the entire team: Becki, Mark , Nicole and Rhiannon Ryan Hinks1 September 2021Trustindex verifies that the original source of the review is Google. Mark and his team are brilliant. As first time buyers everything was fully explained to us, they gave assistant along the way which made the process nice and easy. Would 100% recommend them. Henry - Jenn4 June 2021Trustindex verifies that the original source of the review is Google. Mark and his team were excellent, from the very start they were always available to reply to emails or at the end of the phone (and there were a lot!). I cannot thank them enough, we wouldn’t be in our property if it wasn’t for them. Nothing was too much trouble and no question too much bother - they were always there to help. Highly recommended, 5 star service.
Get in Touch
Contact Us
Let’s start a conversation about how we can support your mortgage and insurance needs. Our team is ready to provide you with expert advice and peace of mind:
- Phone:
02392 422 555
info@hcmonline.co.uk
- Visit Us
Gatcombe House, Copnor Road, Portsmouth, Hampshire, PO3 5EJ.
Embark on your financial journey with Home & Commercial Mortgages Limited today, where we treat your financial goals as our own, ensuring you receive tailored advice that makes a real difference.