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Welcome to Home & Commercial Mortgages Ltd

We specialise in providing you with quality, professional Financial Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, retirement planning, protection against accident, sickness or death we can ensure that we find the best solution for you.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Established in 1988, Home & Commercial Mortgages is a whole of mortgage broker and a family-run business. Our service is personal and friendly, and we are committed to helping our clients in every way we can.

All our Independent Mortgage Advisors are CeMaP Qualified and we offer mortgage solutions tailored to suit your requirements. With access to thousands of mortgage products, we will find the best deals for you. We are approved by Portsmouth City Council's Trading Standards and maintain balance with consumer’s needs and legal rights. We promote and support fair trading with the City of Portsmouth.



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Representative example: A mortgage of £186,895 payable over 24 years, initially on a fixed rate for 24 months at a typical interest rate of 2.67%, reverting to a variable rate of 4.55% for the remaining 264 months would require 24 monthly payments of £854.53 and 264 monthly payments of £1,030.74. The total amount payable would be £306,164.17 made up of the loan amount plus interest and an arrangement fee of £995. The overall cost for comparison is 4.36% APRC representative.


Home & Commercial Mortgages Ltd is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority (FCA 412037).
Home & Commercial Mortgages Ltd, registered in England No. 4370480. Registered Office: 258 Havant Road, Drayton, Portsmouth, Hampshire, PO6 1PA. Telephone 02392 422 555.

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This site is only directed at persons within the UK. Calls may be recorded for training and monitoring.