A little about us...

We specialise in providing you with quality, professional Financial Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, retirement planning, protection against accident, sickness or death we can ensure that we find the best solution for you.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Established in 1988, Home & Commercial Mortgages is a whole of mortgage broker and a family-run business. Our service is personal and friendly, and we are committed to helping our clients in every way we can.

All our Independent Mortgage Advisors are CeMaP Qualified and we offer mortgage solutions tailored to suit your requirements. With access to thousands of mortgage products, we will find the best deals for you. We are approved by Portsmouth City Council's Trading Standards and maintain balance with consumer’s needs and legal rights. We promote and support fair trading with the City of Portsmouth.

We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.

We understand that everyone's different, and that's why our financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation. We then provide quality advice services and practical pathways to help you achieve the life you want.

With us, progress means development. Financial and life planning that helps you to navigate life's financial complications, free of financial ambiguity and safe in the knowledge that the professional team is at your side, every step of the way.

Our team are happy to meet at a day, time and location most convenient to you, with no obligation to you. These meetings are usually arranged by prior appointment.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £350. Home and Commercial Mortgages give you the option to pay a non-refundable fee payable with the application. If this option is taken, HCM will refund any procuration fee received by the lender. Alternatively you can select to not pay a non-refundable fee on application and HCM will use the procuration fees to help fund our costs.

Home and Commercial Mortgages Ltd is an appointed representative of HL Partnership which is authorised and regulated by the Financial Conduct Authority.

Home & Commercial Mortgages Ltd FCA number 412037 HL Partnership FCA number 303397