Welcome to Home
& Commercial Mortgages Limited
Welcome to your
Your Partner in Navigating the Complex World of Property Financing
Whether you’re stepping onto the property ladder, expanding your investment portfolio, or securing premises for your business, our expert team is dedicated to securing the best financial outcomes for you.
Approach
Finding out about you and your needs
Our aim is to find out about you, your current situation, the type and cost of the property you would like to buy or remortgage.
Searching for the most suitable product
Once we understand your situation, our experts will search through mortgage products in aim to find the suitable one.
Presenting you with the solution
Once we’re happy that we have the right solution for your needs, we’ll present this to you in an easy to understand document.
About Us
Empowering us to provide guidance that’s not just expert
Established in Portsmouth, Home & Commercial Mortgages Limited has carved a niche in the mortgage industry with over 30 years of unmatched service. Our affiliation with HL Partnership Limited ensures that we operate within a framework of integrity and compliance, offering you reliable services.
Our Services
What we offer
Mortgages
Our services are to simplify this process. Whether you need guidance on first-time buying, remortgaging, buy-to-let, or commercial mortgages, our advisors use their in-depth market knowledge to find you the most suitable rates and terms. We believe in making your property ambitions achievable with the right financial support.
Insurance
Protecting your property and possessions is vital, and so is choosing the right policy. We help you compare and select from a wide range of insurers to find coverage that fits your life and your budget. From standard home insurance to more complex commercial property insurance, we ensure your peace of mind.
Protection
Life’s unpredictabilities shouldn’t compromise your financial security. Our range of protection services includes life insurance, critical illness cover, and income protection. Tailored to your specific needs, these solutions ensure that you and your loved ones are protected against the financial impact of unexpected life events.
Testimonials
What our clients say about us
EXCELLENT Based on 34 reviews Posted on Google Luke MartinTrustindex verifies that the original source of the review is Google. Mark, Becki and Rhiannon were fantastic from start to finish. We were first time buyers and had no idea of the process but they took us through every step, were always available when I phoned or dropped in and made the whole experience as stress free as possible. I would highly recommend them and can't thank them enough for their support.Posted on Google K MTrustindex verifies that the original source of the review is Google. I have been supported by HCM for many years now and frankly I would not go anywhere else. In fact I would not be where I am today without their help. I ask loads of daft questions and never feel like an idiot. They are patient and accommodating on so many levels. So happy to have found them.Posted on Google Rebecca TraynorTrustindex verifies that the original source of the review is Google. Been using them for advice for over 30 years, helpful and professionalPosted on Google Brandon LashleyTrustindex verifies that the original source of the review is Google. I’ve been incredibly impressed with the service from Home & Commercial Mortgages during my recent re-mortgage. Mark and Becki were fantastic and made the entire process feel seamless from start to finish. Their knowledge of the market is second to none, and they handled everything with the highest level of professionalism. What I appreciated most, however, was their communication and their genuine patience with my own understanding. They took the time to explain every detail and never made me feel rushed or like I was asking too many questions. If you’re looking for a team that is supportive, expert, and incredibly easy to talk to, I can’t recommend HCM enough! Thank you to the whole team for your help !Posted on Google Michael HurleyTrustindex verifies that the original source of the review is Google. Excellent as everPosted on Google Gianluca GodwinTrustindex verifies that the original source of the review is Google. Mark, Becki, and Rhiannon have handled my mortgage case over the past 10 years, and I can’t thank them enough for their support. As a client of HCMO, I’ve always found them to be incredibly helpful, especially when dealing with more complex or niche property situations throughout that time. They consistently secure the best available rates and are very responsive whenever something urgent comes up. I’m sure the past five years have been particularly challenging for mortgage advisors, but they’ve continued to deliver an excellent service and achieve great results for me.Posted on Google Lucy WadhamTrustindex verifies that the original source of the review is Google. We could not recommend HCM enough. We used them to help buy our first home, after they were recommended to us through word of mouth. Mark was super helpful in helping us understand the process of buying a home and the financial side of everything. We also cannot thank Becki enough for her patience with us and our 10000 daily questions. Never made us feel silly for asking any question. We would not have been so calm throughout this process without the HCM team. Forever grateful for the care and compassion they show within their roles. A wonderful, supportive and amazing team.Posted on Google Geraldine LewisTrustindex verifies that the original source of the review is Google. Becki and Mark were fantastic at helping me secure a mortgage for my new home. They made the process easy and stress free, and they were both very knowledgeable. I highly recommend Home & Commercial Mortgages!Posted on Google AmandaTrustindex verifies that the original source of the review is Google. We have used HCM a few times over the years after we were recommended to Mark by a friend. Mark is so knowledgeable, professional and helpful, he always finds the mortgage that is best for us and also takes the time to explain everything so clearly. Becki and the team are all super helpful too, phone calls and emails are always answered promptly, professionally and politely. I would highly recommend HCM to anyone looking for a mortgage!
Get in Touch
Contact Us
Let’s start a conversation about how we can support your mortgage and insurance needs. Our team is ready to provide you with expert advice and peace of mind:
- Phone:
02392 422 555
info@hcmonline.co.uk
- Visit Us
26 Rectory Avenue, Farlington, Portsmouth, Hampshire, PO6 1AL.
Embark on your financial journey with Home & Commercial Mortgages Limited today, where we treat your financial goals as our own, ensuring you receive tailored advice that makes a real difference.